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netbalance

Commercial claims resolution desk

Retailers short-pay you. We get it back.

Netbalance reads your remittances, finds every deduction, checks each one against your agreement and disputes the ones that are wrong. Our desk files and follows up. You make the calls.

Running in pilots with manufacturers and suppliers. Try it with sample documents in under a minute.

DSD program fee Warehouse transfer fee Freight Shortage Damages / spoils Slotting Promotion billback Advertising allowance OTIF fine Price difference Early-pay discount Off-invoice allowance Late shipment Goods billed not shipped

Every payment is a little short. The difference has a reason code.

Invoiced to Rainforest Distribution$2,742.00
What they paid$2,011.75
Deducted$730.25

CM 538433 −$466.14

DSD Program Fee (17%)

Valid. The agreement sets a 17% fee: exactly this. It stays deducted.

CM 538413 −$264.11

2026.Q2 Warehouse Transfer Fee

Wrong. Nothing in the agreement allows it. Netbalance gets it back.

How it works

From remittance to recovered.

  1. Read

    Remittances, invoices, credit memos and proofs of delivery: uploaded, forwarded, or picked up from your Gmail. Every number is copied exactly and the payment is tied to its invoices.

    PR596102 · paid $2,011.75 · 1 invoice · 2 memos

  2. Classify

    Each deduction is matched to the retailer's own reason codes — 491 of them across 21 retailers and distributors — so a cryptic “FF” becomes Freight / Logistics.

    CM538413 → Fees / Warehouse Transfer Fee

  3. Check against your agreement

    The fee rate, the discount window, the price list, the proof of delivery: Netbalance does the arithmetic and says plainly whether the deduction is allowed.

    Not among the deductions the agreement allows

  4. Dispute

    You confirm. Our desk drafts the claim with the evidence packet attached, sends it from your own mailbox or the retailer's portal, and follows up until they answer.

    Sent to deductions@rainforest… · packet attached

  5. Recover

    When the partner agrees, Netbalance finds the repayment in your bank statement, closes the case, and records what stays written off.

    Repaid $264.11 · case closed · won

Every deduction, judged

Not every deduction is wrong. Netbalance tells you which.

  • DSD program fee 17%−$466.14
  • Warehouse transfer fee−$264.11
  • Shortage, POD clean−$132.00
  • Damages / spoils−$102.93
  • Early-pay discount, in window−$54.84
  • Freight, not in agreement−$147.30
  • Promotion billback−$196.15
  • Price difference, agreed cost−$60.00
  • Fee charged at 19%, not 17%−$160.44

Valid

Allowed by your agreement. Accepted for you.

Dispute

Not allowed. Netbalance recommends getting it back.

Needs a document

Only the partner's proof can settle it.

A desk, not another tool

You hand us the claims. We hand you results.

Deduction software

  • Another system your team has to learn and run
  • Someone still reads every remittance
  • Someone still writes every dispute
  • Follow-ups slip when people are busy

Netbalance

  • Netbalance owns the work, end to end
  • Every deduction is found and judged for you
  • Our desk drafts, files and follows up
  • You only see the decisions that are yours

Why it matters

Up to 10–15% of revenue.

That is how much deductions can take in some retail and distribution channels. Most suppliers don't have the people to dispute every one, so a large share is never recovered.

Netbalance is running in pilots with manufacturers and suppliers.

documents read correctly

112/112

documents read correctly

invoices, PODs, credit memos, remittances

deductions classified and judged right

37/37

deductions classified and judged right

valid, dispute or needs a document

partner replies understood

13/13

partner replies understood

accepted, partial, offer, rejected, needs info

repayments matched in the bank statement

9/9

repayments matched in the bank statement

no false matches

Internal benchmark on generated documents with known answers, read by the same model customers use.

The assistant

Ask. It knows every deduction.

It reads the same documents, agreements and cases Netbalance works. Ask what it found, why a deduction is valid, or tell it to dispute one — it asks before it acts.

Netbalance assistant

  1. You: What did Netbalance find in my last remittance, and what should I do first?
  2. Assistant: Rainforest paid $2,011.75 against invoice 536428 and took $730.25 in two credit memos. The $466.14 DSD fee is valid: your agreement sets 17%. The $264.11 warehouse transfer fee isn't allowed anywhere in it, so I recommend disputing it. Want me to file the dispute?
  3. You: Yes, file it.
  4. Assistant: Done: the desk is preparing the claim with the invoice, the proof of delivery and the agreement attached. I'll tell you when Rainforest answers.

Set it up once. It keeps working.

Remittances arrive on their own

Connect the Gmail inbox where payment advices land. Netbalance picks up new PDFs every 15 minutes, reads them, and sends disputes from your own address — always after your approval. Partner replies come back to the case.

Your whole AR team, one desk

Everyone works the same cases. Owners and admins connect apps and manage people; members see everything and make the calls. Invite someone in a minute.

Pricing

One subscription. The desk does the work.

Every plan starts with a 14-day free trial. No card needed.

Starter

For a small team getting its first deductions under control.

$499/month

  • 3 Team members
  • 100 Deductions worked per month
  • 5 Trading partners
  • Connected apps (Gmail, Drive, CRMs)
  • Priority desk handling (not included)
Start free

Growth

Most chosen

Every deduction across your main retailers and distributors.

$1,499/month

  • 10 Team members
  • 500 Deductions worked per month
  • 20 Trading partners
  • Connected apps (Gmail, Drive, CRMs)
  • Priority desk handling (not included)
Start free

Scale

Unlimited volume with priority handling on the desk.

$3,999/month

  • Unlimited Team members
  • Unlimited Deductions worked per month
  • Unlimited Trading partners
  • Connected apps (Gmail, Drive, CRMs)
  • Priority desk handling
Start free

Questions

What is a deduction?

When a retailer or distributor pays your invoice, they often pay less than the invoice and list the difference as deductions: fees, promotions, shortages, damages, pricing differences, fines. Some are valid under your agreement; many aren't. In some channels they add up to 10–15% of revenue.

Do we have to learn a new system?

No. Netbalance is a desk, not a tool to operate: you send remittances (or connect your Gmail) and make the calls when a decision is yours. Our team and our AI do the reading, the checking, the disputes and the follow-ups.

How does Netbalance know whether a deduction is valid?

It reads your agreement's terms — fee rates, discount windows, price lists, authorized deduction types, reporting windows — and checks every deduction against them, with the proof of delivery and the invoice. Each verdict comes with its reason in plain words.

Who sends the disputes?

Our desk prepares each claim with its evidence packet and files it after you confirm: from your own connected mailbox, so the retailer sees your address, or through the retailer's portal. Replies come back to the case and you decide on offers.

Which retailers and distributors do you cover?

Netbalance's claims taxonomy maps 491 reason codes across 21 retailers and distributors, including Walmart, Kroger, KeHE and Rainforest Distribution, and grows as we work more of them.

Can I try it without my own documents?

Yes. Start free and load the sample documents: a real-looking distributor payment printed with your company's name. You'll see what Netbalance finds in under a minute.

Find out what your last remittance took.

Start free with your own documents or our samples. You'll see every deduction and its verdict in under a minute.